latest in technology news: Sr22 Auto Insurance Quote

Tuesday, July 5, 2011

Sr22 Auto Insurance Quote | Speed Racer

Shopping for sr22 auto insurance quote can be a tedious experience. An SR22 policy is a type of high-risk auto insurance policy normally required after a DUI or drunk driving related offense (also included: wet reckless). The policy is named after the state form that is required by the DMV in order to reinstate a drivers license after a DUI related offense, a form SR22. The SR22 form is basically an agreement (the agreement is made through an SR22 filing) between the DMV and the high risk SR22 car insurance provider that states that if for any reason the SR22 car insurance provider is not providing insurance coverage for you they will immediately notify the DMV. When the SR22 insurance company notifies the DMV that they are not actively covering you (this could be for many different reasons) the DMV will promptly suspend your license for failure to comply with their minimum insurance requirements in regards to the SR22 filing.

If you need an SR-22 filing, you probably will end up paying more for your insurance than a driver with a perfect driving record will. That doesn?t mean that you shouldn?t shop around a sr22 auto insurance quote for the lowest rate. Your rates will be based on several things, including your driving record, how long you have been a driver, and where you live. SR22 insurance requirements do vary by state but in most cases you?ll be required to carry the SR22 auto insurance for a minimum of 3 years after a DUI related offense. That means that for 3 years from the date your driver?s license was re-instated you will be required to carry the mandatory SR22 car insurance policy. DUI lawyers will inform their clients of the state?s laws regarding an SR22 filing.

If you need an SR-22 filing, you probably will already have to pay higher car insurance rates. However, there?s no more reason to pay more than you have to for the liability insurance that you need because some insurance companies like carinsurance.com, serenity and the general auto insurance service have made special arrangements with the most SR22 insurance providers in the country to provide their web visitors with the cheap sr22 auto insurance quote. They can help you easily get sr22 auto insurance quote, just by filling out their online form with your information. While other auto insurance companies are often reluctant to serve DUI, DWI and High Risk drivers requiring SR22 insurance, some of them may provide SR-22 Filings in most states. Simply indicate that an SR-22 Filing is needed while getting your free sr22 auto insurance quote.